After quitting our old lives, the one one's that come with medical insurance supplied by employers, we decided that our new medical plan would be made up of 1) our garden 2) DIY medicines (wild harvested/grown) 3) and a catastrophic only insurance plan with Blue Cross Blue Shield. That means that we're covered only for things that cost more than $5,000.00. We figured that this way, we'll never go bust due to something costly and since we use power tools we figured we'd like to know someone would sew our finger back on if we were to chop it off.
This year BCBS raised our rate 19% during a time in which their suprlus was $7.2 billion in reserves. The state fought it and got it lowered a percent or two, but we all still got a BIG rate hike.
While sending off my new higher payment I decided to let them know how much I appreciate them.
4 comments:
My policy went up also so I switched to a $10,000 deductible with a $17,000 out of pocket. I don't seem to see health care reform. The only ones who came out ahead are the politicians who take the money.
My insurance is paid by my employer but its a cheap half ass high deductible plan, so with the rare trip to the doctor that we do we still have to pay out of pocket. What is the point? Its almost inhumane to make people pay for healthcare. Its almost like buying your own life.
That's the U.S. for you. The only country in the industrialized world that does not have universal health coverage.
States like Oregon and Vermont are attempting to institute universal health care within their borders.
Forget the Federal level in the U.S. (I sincerely doubt there will be a Federal Government for much longer anyway.) Local and State programs are the ones to focus on.
Good for you!
Question: will the TorC hospital treat people with injuries if they don't have health insurance?
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